TERMS & CONDITIONS

TERMS & CONDITIONS
Last Updated: March 11, 2026
These Terms & Conditions (“Terms”) govern your use of this website, enrollment in any mailing list, free trial access, and purchase or use of any course or related services (collectively, the “Services”). By accessing this website, signing up for a mailing list, starting a free trial, creating an account, or purchasing a course, you agree to be bound by these Terms. If you do not agree, do not use the Services.

1. Who We Are These Terms are between you and [Legal Company Name], doing business as [Brand Name] (“Company,” “we,” “us,” or “our”). Certain courses may be created, presented, or supported by third-party instructors or collaborators. Unless expressly stated otherwise at checkout, Company is the merchant of record for purchases made through our website. 2. Privacy & Communications 2.1 Privacy Policy Your use of the Services is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to the collection, use, and sharing of your information as described in the Privacy Policy. 2.2 Email & Communications Consent By providing your email address (including by signing up for a mailing list, creating an account, starting a free trial, or purchasing a course), you consent to receive: Transactional and administrative communications (account access, confirmations, security notices, support) Course updates Related educational content Promotional communications, where permitted by law You acknowledge that we may share your email address and necessary account information with: Our course hosting platforms and technology service providers Course creators and instructors Authorized collaborators, contractors, and service providers involved in course delivery, support, marketing operations, analytics, or community moderation You may unsubscribe from promotional emails at any time. Transactional or administrative messages necessary to provide Services may still be sent. 3. Mailing List Enrollment By subscribing to our mailing list, you agree to receive communications described above. Mailing list subscription does not grant course access unless expressly stated. We reserve the right to remove subscribers at our discretion. 4. Free Trial Access If you enroll in a free trial: You receive temporary, limited, revocable access to the course during the stated trial period. Trial terms (including length and any conversion to paid access) are governed by the Offer Terms presented at signup. We may suspend or revoke trial access at any time for violation of these Terms. If a trial converts to paid access, you authorize us to charge your selected payment method as disclosed at enrollment. 5. Course Purchase & License Upon valid purchase (or enrollment in an approved payment plan), you are granted a limited, non-exclusive, non-transferable, revocable license to access and use the course solely for your personal, non-commercial use. You may not: Share login credentials Provide access to others Copy, record, reproduce, distribute, or resell course materials Use content for commercial purposes without written permission Use course materials to train or improve artificial intelligence systems We reserve the right to suspend or terminate access for violations. 6. Offer Terms Control Your purchase is governed by: These Terms; and The specific offer details presented at checkout or enrollment (“Offer Terms”), including pricing, refund policy, access duration, trial terms, and included features. If there is a conflict, the Offer Terms control for that transaction. 7. Payments, Failed Charges & Chargebacks You authorize us to charge the payment method provided at checkout. If a payment fails, is reversed, or is subject to a chargeback: We may suspend or terminate access until the issue is resolved. We may contest improper chargebacks with supporting documentation. We may refuse future purchases in cases of suspected fraud or abuse. You remain responsible for valid charges incurred. 8. Refund Policy Refund eligibility, if any, is governed by the Offer Terms presented at purchase. Unless expressly stated otherwise in writing at checkout, all sales are final due to the digital nature of the Services. 9. Course Modifications We may update, modify, or discontinue any part of a course or Service at any time. Access to new or future content depends on the Offer Terms associated with your purchase. 10. Community Access (If Included) If community access is included: You agree to interact respectfully and lawfully. Harassment, hate speech, unlawful conduct, or abusive behavior is prohibited. We may remove content or revoke community access at our discretion. Community access is a privilege, not a guaranteed right. 11. Certificates (If Included) If a course offers a certificate of completion: Certificates are non-transferable. Certificates recognize completion only and are not academic degrees or professional credentials. We do not guarantee acceptance of certificates by employers, institutions, or third parties. 12. Disclaimers 12.1 Results Disclaimer We do not guarantee specific outcomes or results. Results vary based on individual effort, background, and external factors. You are solely responsible for your decisions and actions. 12.2 Medical Disclaimer Courses are for educational purposes only and do not constitute medical advice. No doctor–patient relationship is created. You should consult a qualified healthcare professional before making medical or health-related decisions. 13. Limitation of Liability To the fullest extent permitted by law, Company shall not be liable for: Indirect, incidental, or consequential damages Loss of profits or data Any damages arising from use of or inability to use the Services Total liability shall not exceed the amount you paid for the course in the preceding six (6) months, or $100, whichever is greater. Your sole remedy for dissatisfaction is to discontinue use. 14. Indemnification You agree to indemnify and hold harmless Company and its affiliates, officers, employees, and collaborators from any claims arising from: Your violation of these Terms Your misuse of the Services Your infringement of third-party rights 15. Governing Law These Terms are governed by the laws of the State of New Jersey, without regard to conflict-of-law principles. 16. Binding Arbitration & Class Action Waiver Please read this section carefully. 16.1 Informal Resolution Before filing a formal dispute, you agree to contact the course creators/platform/publisher/host to attempt to resolve the issue informally within 30 days. 16.2 Arbitration If a dispute is not resolved informally, it shall be resolved exclusively by binding arbitration on an individual basis. Arbitration shall be conducted under the Federal Arbitration Act and administered by a recognized arbitration provider. The arbitrator may award relief permitted by law but only on an individual basis. 16.3 Class Action Waiver You agree that any dispute will be resolved only on an individual basis. You waive any right to participate in a class, collective, or representative action. 16.4 30-Day Opt-Out You may opt out of arbitration by sending written notice within 30 days of first accepting these Terms. 17. Termination We may suspend or terminate your access at any time for violation of these Terms or misuse of Services. 18. Entire Agreement These Terms, together with any applicable Offer Terms and Privacy Policy, constitute the entire agreement between you and Company.